NodCredit offers quick loans ranging from N10,000 to N50,000 for first-time borrowers, and returning customers can access up to N300,000. We provide a variety of loan options with interest rates ranging from 1% to 16% per month. For returning customers, we offer multiple tenors and charge interest on a reducing balance at a lower rate.
SIMPLE STEPS to Get a Loan on NodCredit:
- Install the NodCredit app
- Sign up using your BVN (Bank Verification Number) for pre-populated personal data
- Add your card and bank account details (a nominal fee of N20 applies for card tokenization)
- Apply for your loan
- Wait for a few minutes
- If approved, receive cash instantly in your provided bank account
Unique Features on NodCredit:
- Pause Option: You have the flexibility to defer your repayment date for up to 30 days in case of financial difficulties. You can defer as many times as needed.
- Custom Repayment Schedule: Unlike other lenders, we allow you to settle your loan in split payments according to your convenience.
Rates and Fees
In Nigeria, our loans range from N10,000 to N300,000 with terms ranging from 62 days to 180 days. The monthly interest rates vary from 1% to 16%, resulting in an APR (Annual Payment Ratio) between 12% and 96%.
Loan/Repayment Scenario:
For example, if you borrow N150,000 for a 3-month term and qualify for a returning customer interest rate of 10% per month on a reducing balance, your monthly payments would be as follows:
- 1st month: N65,000
- 2nd month: N60,000
- 3rd month: N55,000
This translates to a gross interest rate of 20% and an equivalent monthly interest of 6.6% based on your fixed balance of N150,000.
Please note that you can also utilize the pause option to defer payments for an additional month.
Översikt
Nodcredit är en Freeware programvara i den kategorin Företag utvecklats av Nodens Nigeria Limited.
Den senaste versionen av Nodcredit är 1.3.7, släppt på 2024-02-15. Det lades ursprungligen till vår databas på 2024-02-15.
Nodcredit körs på följande operativsystem: iOS.
Användare av Nodcredit gav det betyget 3 av 5 stjärnor.
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